Close 10 Sep 1505 scanned A
NIFTY 5023,477.80+0.20%
BANK NIFTY56,471.95+0.31%
INDIA VIX11.80-1.05%
MIDCAP 15022,904.25-0.38%
SMALLCAP 25018,433.40+0.01%
NEXT 5072,530.90-0.44%
BREADTH61%above 200-DMA
ADV / DEC558 / 939
NSE close 10 Sep

SPANDANA

Spandana Sphoorty Financial Limited
Small capRs 1,857 crRs 2.4 cr traded a day
Close on 10 September 2026
232.17
−0.19%
52-week range38% of the way up
184.15310.55
Market cap
1,857 cr
Revenue YoY
-60.0%
Q1 FY27
Profit YoY
-78.7%
Net margin
4.2%
-3.7pt vs a year ago
Growth trend
+1.6pt
vs last quarter’s YoY
1 month
-5.2%
Below 52w high
33.8%
RSI (14)
36
Daily swing
2.7%
average true range
Volume
1.0×
vs 20-day average
Traded
Rs 2 cr
median day
Close200-day averageMaterial filing
200250300Sep 25Nov 25Jan 26Mar 26May 26Jul 26Sep 26
260 sessions · hover for the filing behind a move

Key metrics

each ranked against every stock scanned tonight
Above the 200-day average
Below the median
-6.9%
One-year return
Below the median
-12.1%
Return on capital employed
Bottom of the universe
-32.3%
Debt to equity
Top of the universe
0.00×
Profitable quarters, last four
of the last four reported
2 of 4
Cash conversion
cash from operations against reported profit
n/a
Revenue growth, year on year
latest reported quarter
-60.0%
Below the 52-week high
from the highest close of the year
-25.2%
1 week
−1.84%
1 month
−5.24%
3 months
−2.63%
6 months
+9.05%
1 year
−12.05%

The read

written from the numbers on this page
The evidence leans negative1 supporting, 3 against, 0 worth knowing

Supporting

  • net margin has widened from -79.4% to 4.2% across four quarters

Against

  • trading 7% below its 200-day average
  • down 12% over twelve months
  • revenue fell 60% year on year in the quarter ending 30 June 2026

Worth knowing

  • nothing the data supports either way
What would change this read: a close back above 249, its 200-day average.
Assembled automatically from the figures on this page — the scans matched, their measured record, the filed financials, the derivatives positioning and the peer comparison. It is not a recommendation, no one has spoken to the company, and every claim above can be checked against a number further down this page.

What is working, what is not

from the filings and from the price, with the figure behind every line
Working1

Net margin improved from -31.5% to 4.2%.

-31.5%4.2%
Needs watching4

Revenue -58.6% year on year, Rs 686 cr to Rs 284 cr.

-58.6%Rs 686 crRs 284 cr

Trading 6.9% below its 200-day average.

-6.9%

25% below its 52-week high.

-25%

Only Rs 2.4 crore changes hands on a median day. A large order moves this price by itself.

Rs 2.4 cr
Every figure here is computed — from the company’s own filings, or from its own closing prices. Wording of 1 of these 2 filing lines was drafted by a language model, which is given the figures and may not introduce another — any sentence containing a number that did not come from the filings is discarded before it reaches this page.

How it has performed

price return over each window, beside the median NSE stock over the same days
this stockmedian NSE stock, same window-1.8%-1.0 pt vs market1W-5.2%-4.2 pt vs market1M-2.6%-5.3 pt vs market3M+9.1%-7.6 pt vs market6M-12.1%-8.9 pt vs market1Y

What the scans say today

0 of 47 matched on 10 Sep
SPANDANA matches none of the 47 scans today.
Not matched by any of the 47 scans on 10 September 2026. Most stocks match nothing on most days — that is what makes a match worth looking at.

Quality of the business

balance sheet as at 31 March 2026
Return on equity
-24.3%
trailing profit over shareholders’ funds
Return on capital
-32.3%
pre-tax profit over equity plus borrowings
Debt to equity
0.00×
0 cr borrowed against 2,129 cr of equity
Net debt
769 cr
cash exceeds borrowings
Return on capital uses profit before tax over equity plus borrowings. The textbook version adds finance costs back; those are not tagged reliably in quarterly filings, so this understates the ratio for a heavily borrowed company rather than flattering it. Balance sheets are filed half-yearly, so these can be up to six months behind the profit figures above.

Valuation against its own history

500 sessions since 26 September 2024
16×
median 22×
32×
now 19×
SPANDANA trades at 19× trailing earnings, below its median of 22× over this window — 11% less expensive than usual. The band runs from the 5th to the 95th percentile, so single-day spikes do not set the edges.
This window is short by the standards of valuation history — it begins where four quarters of filed earnings first exist. A stock can look cheap against two years and expensive against ten.

Recent filings

from the exchange, newest first
Other filing filings were typically +0.01pt vs the market over the next 5 sessions (n=17,202) · AGM / EGM filings were typically +0.17pt vs the market over the next 5 sessions (n=8,423) · M&A filings were typically +0.18pt vs the market over the next 5 sessions (n=1,722)

The business

from the company’s filed results
Everything below is taken from the company’s own quarterly filing with the exchange — the XBRL document it submitted, not a vendor’s summary of it. Figures in rupees crore.
62667671068655523426028420.4%-79.4%4.2%Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q3 FY26Q4 FY26Q1 FY27
RevenueNet profit, drawn inside its revenue barNet margin, own scale belowrupees crore, per quarter as filed. Revenue bars start at zero.

Going for it

  • net margin widened from 2.0% to 4.2%

Going against it

  • revenue fell 60% against the same quarter a year earlier
  • profit dropped 79% year on year
  • the company has not been profitable over the last four filed quarters
Quarter-by-quarter numbers, as filed
QuarterRevenueProfit before taxNet profitEPSNet margin
Q1 FY27
30 Jun · consolidated
28418121.494.2%
Q4 FY26
31 Mar · consolidated
260850.662.0%
Q3 FY26
31 Dec · consolidated
234-125-95-40.6%
Q3 FY25
31 Dec · consolidated
555-588-440-61.73-79.4%
Q2 FY25
30 Sep · consolidated
686-289-216-30.34-31.5%
Q1 FY25
30 Jun · consolidated
71075567.817.8%
Quarterly filings are unaudited unless stated. Consolidated figures are used where the company files both. A single quarter is a noisy thing — the trend across the column is worth more than the top row.

Where the price stands

the same figures every scan on this site is computed from
Trend
Distance from the averages traders watch. Above all of them is a bull phase; below the 200-day is the line most investors use to say otherwise.
Versus 50-day average-11.8%
Versus 200-day average-6.9%
Below 52-week high-25.2%
Above 52-week low+26.1%
Momentum
How hard it has been pushed lately. Above 70 on RSI is stretched, below 30 is washed out — neither is a signal on its own.
RSI (14)36.4
Higher closes in last 52 of 5
Six-month return+9.05%
Risk and liquidity
What a position costs to hold and to exit. Position sizing starts with the daily swing, not with conviction.
Typical daily swing (ATR)2.67%
Volume versus 20-day1.0x
Median daily turnoverRs 2.4 cr

Recent sessions

what this stock has matched since the engine went live
This is the live record, not the backtest — the scans this stock actually appeared in on each stored session. A name that keeps reappearing is in a persistent condition; a one-day appearance usually is not.
SessionScansWhich
8 Sep1Lost the 200-day line
2 Sep1Hammer — long tail below
31 Aug1Lost the 200-day line