Close 10 Sep 1505 scanned A
NIFTY 5023,477.80+0.20%
BANK NIFTY56,471.95+0.31%
INDIA VIX11.80-1.05%
MIDCAP 15022,904.25-0.38%
SMALLCAP 25018,433.40+0.01%
NEXT 5072,530.90-0.44%
BREADTH61%above 200-DMA
ADV / DEC558 / 939
NSE close 10 Sep

JIOFIN

Jio Financial Services Limited
Financial ServicesLarge capRs 152,037 crRs 236.2 cr traded a day
Close on 10 September 2026
230.25
−0.32%
52-week range7% of the way up
224.10314.90
Market cap
152,037 cr
P/E (TTM)
73.6×
industry 18×
EPS (TTM)
3.13
Revenue YoY
+227.3%
Q1 FY27
Profit YoY
+155.7%
Net margin
41.4%
-11.6pt vs a year ago
Growth trend
+120.8pt
vs last quarter’s YoY
1 month
-10.1%
Below 52w high
36.8%
RSI (14)
27
oversold
Daily swing
1.7%
average true range
Volume
0.9×
vs 20-day average
Traded
Rs 236 cr
median day
Close200-day averageMaterial filing
250300Sep 25Nov 25Jan 26Mar 26May 26Jul 26Sep 26
260 sessions · hover for the filing behind a move

Key metrics

each ranked against every stock scanned tonight
Above the 200-day average
Below the median
-8.6%
One-year return
Below the median
-26.6%
Return on capital employed
n/a
Debt to equity
n/a
Profitable quarters, last four
of the last four reported
4 of 4
Cash conversion
cash from operations against reported profit
n/a
Revenue growth, year on year
latest reported quarter
+227.3%
Below the 52-week high
from the highest close of the year
-26.9%
1 week
−3.03%
1 month
−10.08%
3 months
−3.87%
6 months
−7.23%
1 year
−26.64%

The read

written from the numbers on this page
The evidence leans negative3 supporting, 6 against, 2 worth knowing

Supporting

  • matches growing fast, sold off anyway, which has beaten the market by +1.11 points over 20 sessions across 29,180 past signals
  • 5 of the scans it matches have a positive measured record
  • revenue grew 227% year on year in the quarter ending 30 June 2026

Against

  • trading 9% below its 200-day average
  • at 7% of its 52-week range — nearly everyone who bought in the past year is underwater
  • down 27% over twelve months
  • net margin has narrowed from 70.8% to 41.4% across four quarters
  • priced at 74× earnings against an industry median of 18× — 305% above its peers
  • holders are unwinding longs quietly

Worth knowing

  • RSI at 27 is washed out — historically the better half of this site's measured edge comes from exactly this condition
  • the 5 scans it matches come from only 2 families — one signal wearing several hats rather than several signals
What would change this read: a close back above 252, its 200-day average.
Assembled automatically from the figures on this page — the scans matched, their measured record, the filed financials, the derivatives positioning and the peer comparison. It is not a recommendation, no one has spoken to the company, and every claim above can be checked against a number further down this page.

What is working, what is not

from the filings and from the price, with the figure behind every line
Working3

Revenue rose 227.3% year on year, from Rs 612 cr to Rs 2,004 cr.

+227.3%Rs 612 crRs 2,004 cr

Net profit rose 155.7% year on year, from Rs 325 cr to Rs 830 cr.

+155.7%Rs 325 crRs 830 cr

Rs 236 crore changes hands on a median day, so an ordinary order is not the reason it moves.

Rs 236 cr
Needs watching7

Profit grew slower than revenue, +155.7% against +227.3%.

+155.7%+227.3%

Net margin fell from 53.0% to 41.4%.

53.0%41.4%

Trading 8.6% below its 200-day average.

-8.6%

27% below its 52-week high.

-27%

Only 2.7% above its 52-week low.

+2.7%

Down 26.6% over the past year.

-26.6%

A warning rule fires on it tonight: near a 52-week low.

Near a 52-week low
Every figure here is computed — from the company’s own filings, or from its own closing prices. Wording of 4 of these 4 filing lines was drafted by a language model, which is given the figures and may not introduce another — any sentence containing a number that did not come from the filings is discarded before it reaches this page.

How it has performed

price return over each window, beside the median NSE stock over the same days
this stockmedian NSE stock, same window-3.0%-2.2 pt vs market1W-10.1%-9.0 pt vs market1M-3.9%-6.5 pt vs market3M-7.2%-23.8 pt vs market6M-26.6%-23.5 pt vs market1Y

What the scans say today

5 of 47 matched on 10 Sep
JIOFIN matches 5 of the 47 scans today, across 2 different kinds of evidence. Note how few kinds of evidence that is: several scans in one family are one signal wearing several hats, not several signals.

Valuation against its own history

500 sessions since 26 September 2024
78×
median 113×
138×
now 74×
JIOFIN trades at 74× trailing earnings, below its median of 113× over this window — 35% less expensive than usual. The band runs from the 5th to the 95th percentile, so single-day spikes do not set the edges.
This window is short by the standards of valuation history — it begins where four quarters of filed earnings first exist. A stock can look cheap against two years and expensive against ten.

Recent filings

from the exchange, newest first
Other filing filings were typically +0.01pt vs the market over the next 5 sessions (n=17,202) · AGM / EGM filings were typically +0.17pt vs the market over the next 5 sessions (n=8,423) · Management filings were typically +0.06pt vs the market over the next 5 sessions (n=2,634)

The business

from the company’s filed results
Everything below is taken from the company’s own quarterly filing with the exchange — the XBRL document it submitted, not a vendor’s summary of it. Figures in rupees crore.
6944384936129819011.0k2.0k99.4%26.7%41.4%Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26Q3 FY26Q4 FY26Q1 FY27
RevenueNet profit, drawn inside its revenue barNet margin, own scale belowrupees crore, per quarter as filed. Revenue bars start at zero.

Going for it

  • revenue grew 227% against the same quarter a year earlier
  • profit rose 156% year on year
  • net margin widened from 26.7% to 41.4%
  • revenue rose in 3 of the last 4 quarters

Going against it

  • nothing clear in the filed numbers
Quarter-by-quarter numbers, as filed
QuarterRevenueProfit before taxNet profitEPSNet margin
Q1 FY27
30 Jun · consolidated
2,0049898301.2741.4%
Q4 FY26
31 Mar · consolidated
1,0193002720.4326.7%
Q3 FY26
31 Dec · consolidated
9013352690.4229.9%
Q2 FY26
30 Sep · consolidated
9815666951.1070.8%
Q1 FY26
30 Jun · consolidated
6123883250.4753.0%
Q4 FY25
31 Mar · consolidated
4933503160.5064.1%
Quarterly filings are unaudited unless stated. Consolidated figures are used where the company files both. A single quarter is a noisy thing — the trend across the column is worth more than the top row.

Where the price stands

the same figures every scan on this site is computed from
Trend
Distance from the averages traders watch. Above all of them is a bull phase; below the 200-day is the line most investors use to say otherwise.
Versus 50-day average-5.3%
Versus 200-day average-8.6%
Below 52-week high-26.9%
Above 52-week low+2.7%
Momentum
How hard it has been pushed lately. Above 70 on RSI is stretched, below 30 is washed out — neither is a signal on its own.
RSI (14)27.0
Higher closes in last 51 of 5
Six-month return−7.23%
Risk and liquidity
What a position costs to hold and to exit. Position sizing starts with the daily swing, not with conviction.
Typical daily swing (ATR)1.69%
Volume versus 20-day0.9x
Median daily turnoverRs 236.2 cr

Derivatives

near expiry 2026-09-29 · 2026-09-10
Long Unwinding
Price down, open interest down. Holders are leaving quietly. Less violent than a short buildup, and easier to miss.
Futures basis versus spot+0.03%
Open interest change-0.1%
Put / call ratio0.58
Put wall (support)240
Call wall (resistance)240
Max pain240
How to read this
Open interest is contracts still open, so a rise means new positions and a fall means positions closing. Combined with price direction that gives the state on the left. The walls are the strikes carrying the most open interest near expiry — levels other people are watching, not levels the price is obliged to respect. A future below spot means sellers are paying to be short.

Peers

Financial Services · 119 classified companies
JIOFIN trades at 73.6× trailing earnings against an industry median of 18.2× across 101 other classified companies in its industry — more expensive than them, by 305%. A multiple is a statement about expectations, not about quality: cheap usually means the market expects less, and it is often right.
CompanyMarket cap (Rs cr)P/E1 month1 yearTurnover (Rs cr)
HDFCBANK1,068,54213.2−4.83%−28.04%1,536.7
ICICIBANK993,33716.7−3.30%−1.21%1,214.8
SBIN932,01410.9−6.68%+18.06%709.5
BAJFINANCE649,15131.4−4.63%+3.68%467.7
KOTAKBANK414,33020.2+6.67%+3.02%407.8
AXISBANK387,60613.9+1.30%+8.88%517.2
SHRIRAMFIN244,23119.9−7.09%+65.33%348.3
CHOLAFIN158,56327.6−3.06%+14.05%156.1
TATACAP153,144−1.06%34.4
JIOFIN152,03773.6−10.08%−26.64%236.2
UNIONBANK136,7946.7−4.17%+29.10%153.1
PNB134,2956.5−1.79%+3.37%132.7
largest twelve by market capitalisation. Market cap and P/E need filed financials, so blanks are companies whose filings have not been read yet

Recent sessions

what this stock has matched since the engine went live
This is the live record, not the backtest — the scans this stock actually appeared in on each stored session. A name that keeps reappearing is in a persistent condition; a one-day appearance usually is not.
SessionScansWhich
10 Sep2Growth that is speeding up, Consistently growing and profitable
9 Sep2Growth that is speeding up, Consistently growing and profitable
8 Sep2Growth that is speeding up, Consistently growing and profitable
7 Sep2Growth that is speeding up, Consistently growing and profitable
4 Sep2Growth that is speeding up, Consistently growing and profitable
3 Sep2Growth that is speeding up, Consistently growing and profitable
2 Sep2Growth that is speeding up, Consistently growing and profitable
1 Sep2Growth that is speeding up, Consistently growing and profitable
31 Aug2Growth that is speeding up, Consistently growing and profitable
28 Aug2Growth that is speeding up, Consistently growing and profitable
27 Aug2Growth that is speeding up, Consistently growing and profitable
26 Aug2Growth that is speeding up, Consistently growing and profitable