Close 10 Sep 1505 scanned A
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MIDCAP 15022,904.25-0.38%
SMALLCAP 25018,433.40+0.01%
NEXT 5072,530.90-0.44%
BREADTH61%above 200-DMA
ADV / DEC558 / 939
NSE close 10 Sep

SHRIRAMFIN

Shriram Finance
Financial ServicesLarge capRs 244,231 crRs 348.3 cr traded a day
Close on 10 September 2026
1,038.00
+0.87%
52-week range81% of the way up
606.051,141.00
Market cap
244,231 cr
P/E (TTM)
19.9×
industry 18×
EPS (TTM)
52.07
Revenue YoY
+39.5%
Q1 FY27
Profit YoY
+70.0%
Net margin
25.8%
+4.6pt vs a year ago
Growth trend
+13.2pt
vs last quarter’s YoY
1 month
-7.1%
Below 52w high
9.9%
RSI (14)
26
oversold
Daily swing
2.8%
average true range
Volume
0.8×
vs 20-day average
Traded
Rs 348 cr
median day
Close200-day averageMaterial filing
6008001,000Sep 25Nov 25Jan 26Mar 26May 26Jul 26Sep 26
260 sessions · hover for the filing behind a move

Key metrics

each ranked against every stock scanned tonight
Above the 200-day average
Around the median
+3.6%
One-year return
Top of the universe
+65.3%
Return on capital employed
Top of the universe
24.6%
Debt to equity
Top of the universe
0.00×
Profitable quarters, last four
of the last four reported
4 of 4
Cash conversion
cash from operations against reported profit
-108%
Revenue growth, year on year
latest reported quarter
+39.5%
Below the 52-week high
from the highest close of the year
-9.0%
1 week
−0.59%
1 month
−7.09%
3 months
+3.73%
6 months
+1.61%
1 year
+65.33%

The read

written from the numbers on this page
The evidence leans constructive6 supporting, 2 against, 3 worth knowing

Supporting

  • trading 4% above its 200-day average
  • up 65% over twelve months
  • matches profit on paper, not in cash, which has beaten the market by +1.99 points over 20 sessions across 3,884 past signals
  • 10 of the scans it matches have a positive measured record
  • 4 independent kinds of evidence agree today, which is uncommon
  • revenue grew 40% year on year in the quarter ending 30 June 2026

Against

  • 1 of the scans it matches has historically underperformed the market
  • net margin has narrowed from 30.4% to 25.8% across four quarters

Worth knowing

  • the 50-day and 200-day averages disagree, which usually means a turn in progress rather than a trend to lean on
  • RSI at 26 is washed out — historically the better half of this site's measured edge comes from exactly this condition
  • the rise is short covering rather than fresh buying, which historically runs out when the shorts are done
What would change this read: a close below 1,002, its 200-day average.
Assembled automatically from the figures on this page — the scans matched, their measured record, the filed financials, the derivatives positioning and the peer comparison. It is not a recommendation, no one has spoken to the company, and every claim above can be checked against a number further down this page.

What is working, what is not

from the filings and from the price, with the figure behind every line
Working7

Shriram Finance's net profit rose 60.4% year on year, from Rs 2,153 cr to Rs 3,453 cr.

+60.4%Rs 2,153 crRs 3,453 cr

Revenue rose 32.8% year on year, from Rs 10,090 cr to Rs 13,400 cr.

+32.8%Rs 10,090 crRs 13,400 cr

Profit rose year on year in all 4 of the last 4 quarters.

4

Trading 3.6% above its 200-day average, which is the line most investors use to separate a bull phase from a bear one.

+3.6%

Up 65.3% over the past year.

+65.3%

3 different kinds of evidence point at it tonight, not 3 versions of the same one.

3 families

Rs 348 crore changes hands on a median day, so an ordinary order is not the reason it moves.

Rs 348 cr
Needs watching1

Operating cash flow was Rs -13,281 cr against reported profit of Rs 12,252 cr, which is -108% of it.

Rs -13,281 crRs 12,252 cr-108%
Every figure here is computed — from the company’s own filings, or from its own closing prices. Wording of 4 of these 4 filing lines was drafted by a language model, which is given the figures and may not introduce another — any sentence containing a number that did not come from the filings is discarded before it reaches this page.

How it has performed

price return over each window, beside the median NSE stock over the same days
this stockmedian NSE stock, same window-0.6%+0.2 pt vs market1W-7.1%-6.0 pt vs market1M+3.7%+1.1 pt vs market3M+1.6%-15.0 pt vs market6M+65.3%+68.5 pt vs market1Y

What the scans say today

13 of 47 matched on 10 Sep
SHRIRAMFIN matches 13 of the 47 scans today, across 4 different kinds of evidence. Three or more independent families agreeing is uncommon — it is the same test the shortlist on every page uses.

Quality of the business

balance sheet as at 31 March 2026
Return on equity
18.6%
trailing profit over shareholders’ funds
Return on capital
24.6%
pre-tax profit over equity plus borrowings
Debt to equity
0.00×
0 cr borrowed against 65,919 cr of equity
Net debt
5,746 cr
cash exceeds borrowings
Cash conversion
-108%
operating cash flow as a share of profit
Return on capital uses profit before tax over equity plus borrowings. The textbook version adds finance costs back; those are not tagged reliably in quarterly filings, so this understates the ratio for a heavily borrowed company rather than flattering it. Balance sheets are filed half-yearly, so these can be up to six months behind the profit figures above.

Valuation against its own history

424 sessions since 13 January 2025
14×
median 20×
25×
now 20×
SHRIRAMFIN trades at 20× trailing earnings, close to its median of 20× over this window. The band runs from the 5th to the 95th percentile, so single-day spikes do not set the edges.
This window is short by the standards of valuation history — it begins where four quarters of filed earnings first exist. A stock can look cheap against two years and expensive against ten.

Recent filings

from the exchange, newest first
Analyst call filings were typically +0.11pt vs the market over the next 5 sessions (n=4,339) · Other filing filings were typically +0.01pt vs the market over the next 5 sessions (n=17,202)

The business

from the company’s filed results
Everything below is taken from the company’s own quarterly filing with the exchange — the XBRL document it submitted, not a vendor’s summary of it. Figures in rupees crore.
9.3k9.9k9.6k10.1k10.7k12.2k12.5k13.4k20.1%30.4%25.8%Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q3 FY26Q4 FY26Q1 FY27
RevenueNet profit, drawn inside its revenue barNet margin, own scale belowrupees crore, per quarter as filed. Revenue bars start at zero.

Going for it

  • revenue grew 40% against the same quarter a year earlier
  • profit rose 70% year on year
  • net margin widened from 24.1% to 25.8%
  • revenue rose in 4 of the last 4 quarters

Going against it

  • nothing clear in the filed numbers
Quarter-by-quarter numbers, as filed
QuarterRevenueProfit before taxNet profitEPSNet margin
Q1 FY27
30 Jun · consolidated
13,4004,6263,45314.8625.8%
Q4 FY26
31 Mar · consolidated
12,5133,9173,02116.0624.1%
Q3 FY26
31 Dec · consolidated
12,1713,3642,53013.4520.8%
Q3 FY25
31 Dec · consolidated
10,6984,3133,24917.2730.4%
Q2 FY25
30 Sep · consolidated
10,0902,7522,15356.9321.3%
Q1 FY25
30 Jun · consolidated
9,6052,6672,03153.8221.1%
Quarterly filings are unaudited unless stated. Consolidated figures are used where the company files both. A single quarter is a noisy thing — the trend across the column is worth more than the top row.

Where the price stands

the same figures every scan on this site is computed from
Trend
Distance from the averages traders watch. Above all of them is a bull phase; below the 200-day is the line most investors use to say otherwise.
Versus 50-day average-3.2%
Versus 200-day average+3.6%
Below 52-week high-9.0%
Above 52-week low+71.3%
Momentum
How hard it has been pushed lately. Above 70 on RSI is stretched, below 30 is washed out — neither is a signal on its own.
RSI (14)26.4
Higher closes in last 51 of 5
Six-month return+1.61%
Risk and liquidity
What a position costs to hold and to exit. Position sizing starts with the daily swing, not with conviction.
Typical daily swing (ATR)2.84%
Volume versus 20-day0.8x
Median daily turnoverRs 348.3 cr

Derivatives

near expiry 2026-09-29 · 2026-09-10
Short Covering
Price up, open interest down. Sellers are closing, not buyers arriving. Rallies built only on this tend not to last once the shorts are out.
Futures basis versus spot-0.04%
Open interest change-0.2%
Put / call ratio0.59
Put wall (support)1,060
Call wall (resistance)1,100
Max pain1,060
How to read this
Open interest is contracts still open, so a rise means new positions and a fall means positions closing. Combined with price direction that gives the state on the left. The walls are the strikes carrying the most open interest near expiry — levels other people are watching, not levels the price is obliged to respect. A future below spot means sellers are paying to be short.

Peers

Financial Services · 119 classified companies
SHRIRAMFIN trades at 19.9× trailing earnings against an industry median of 18.2× across 101 other classified companies in its industry — priced roughly in line with them. A multiple is a statement about expectations, not about quality: cheap usually means the market expects less, and it is often right.
CompanyMarket cap (Rs cr)P/E1 month1 yearTurnover (Rs cr)
HDFCBANK1,068,54213.2−4.83%−28.04%1,536.7
ICICIBANK993,33716.7−3.30%−1.21%1,214.8
SBIN932,01410.9−6.68%+18.06%709.5
BAJFINANCE649,15131.4−4.63%+3.68%467.7
KOTAKBANK414,33020.2+6.67%+3.02%407.8
AXISBANK387,60613.9+1.30%+8.88%517.2
SHRIRAMFIN244,23119.9−7.09%+65.33%348.3
CHOLAFIN158,56327.6−3.06%+14.05%156.1
TATACAP153,144−1.06%34.4
JIOFIN152,03773.6−10.08%−26.64%236.2
UNIONBANK136,7946.7−4.17%+29.10%153.1
PNB134,2956.5−1.79%+3.37%132.7
largest twelve by market capitalisation. Market cap and P/E need filed financials, so blanks are companies whose filings have not been read yet

Recent sessions

what this stock has matched since the engine went live
This is the live record, not the backtest — the scans this stock actually appeared in on each stored session. A name that keeps reappearing is in a persistent condition; a one-day appearance usually is not.
SessionScansWhich
10 Sep1More cash than borrowings
9 Sep1More cash than borrowings
8 Sep1More cash than borrowings
7 Sep2Back above the 200-day line, More cash than borrowings
4 Sep1More cash than borrowings
3 Sep1More cash than borrowings
2 Sep2Hammer — long tail below, More cash than borrowings
1 Sep1More cash than borrowings
31 Aug1More cash than borrowings
28 Aug1More cash than borrowings
27 Aug1More cash than borrowings
26 Aug1More cash than borrowings